Skip to main content


Introductory Rate of 6.90% APR*

The credit you deserve with lifetime benefits from membership with our Credit Union.


The Better Card™ for your wallet.

  • Great Rates
    Our Platinum Mastercard® offers low interest rates giving you maximum flexibility.
  • No Annual Fee
    A rewards card with full benefits without annual fees.
  • No Balance Transfer Fees
    Manage and eliminate debt faster by transferring your credit card balance to our card at no additional cost.
  • Loyalty Rewards
    Get points for every $1 you spend, plus additional benefits with MTC Federal Credit Union membership!

Begin Your Application in Seconds

Tell us about yourself and one of our Lending Experts will follow up with you:

Want to speak with a Lending Expert?
Monday – Friday, 8:00am – 5:00pm EST


Simple. Secure. Convenient

24/7 access for account management, scheduling payments, balance transfers and managing loyalty rewards.

Learn More
Screen shot of MTC Federal credit card login page


Use our free credit card calculator to find the time it will take to pay off a balance or pay off all of your debt.

©2023 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Annual Percentage Rate (APR) may vary depending on each individual’s credit history and underwriting factors. Introductory rates are good for 12 months on transactions posted within 30 days from the date that your new account is opened. After this introductory period, your new rate will be the standard variable APR. (See cardholder agreement for details.) All loans subject to credit union approval. All credit union loan promotional offers, programs, rates, terms and conditions are subject to change at any time and without notice. Offer may end at any time. Other restrictions may apply.