When you commit to saving money for a specific period of time, you can earn higher dividend rates with a Share Certificate from MTC Federal Credit Union! Share Certificates are a smart way to grow your savings plan and they can be a great option if you’re helping a child or young adult save for their future.
Share Certificates dividends are compounded and credited quarterly.
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Quarterly Posted Dividend Certificates
| Term (Months) | Compound Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 7 | 4.00% | 4.06% |
| 11 | 4.00% | 4.06% |
| 15 | 4.00% | 4.06% |
| 26 | 4.00% | 4.06% |
You don’t need a lot of money or time to take advantage of our Share Certificates! With a low opening deposit requirement and terms as short as just a few months, we make it easy to get started.
Quarterly Posted Dividend Certificates
| Term (Months) | Compound Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 3 | 1.20% | 1.21% |
| 6 | 1.65% | 1.66% |
| 12 | 2.15% | 2.17% |
| 18 | 2.25% | 2.27% |
| 24 | 2.30% | 2.32% |
| 30 | 2.35% | 2.37% |
| 36 | 2.45% | 2.47% |
| 48 | 2.70% | 2.73% |
| 60 | 2.85% | 2.88% |
Earn big rewards on big balances. A Share Plus Certificate guarantees you an even higher rate of return when you save a larger amount of money.
Quarterly Posted Dividend Certificates
| Term (Months) | Compound Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 3 | 1.35% | 1.36% |
| 6 | 1.80% | 1.81% |
| 12 | 2.30% | 2.32% |
| 18 | 2.40% | 2.42% |
| 24 | 2.45% | 2.47% |
| 30 | 2.50% | 2.52% |
| 36 | 2.60% | 2.63% |
| 48 | 2.85% | 2.88% |
| 60 | 3.00% | 3.03% |
If you have questions or are ready to open a Share Certificate, please contact us at 800-442-7792, use the Open an Account form, or visit a branch near you