Insurance Services

Protect the people and property that matter to you.

Let MTC Federal help you protect the people and possessions that are important to you.

Vehicle & Home Insurance

TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection through discounted rates combined with online convenience and 24/7 claims service.

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Vehicle Loan Protection Services

Protect your vehicle and drive confidently, knowing that mechanical repairs or damage won’t weigh you down.

  • GAP PLUS Protection with Deductible Assistance – If your vehicle is deemed a total loss due to an accident or theft, you may wind up owing more on your loan than your auto insurance will cover. GAP Plus with Deductible Assistance may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss and may help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need. Also, if auto repairs cost more than your deductible, this pays the difference between your insurance company’s settlement and your remaining auto loan amount, up to policy limits, in the event your vehicle is stolen or damaged beyond repair.
  • Mechanical Repair Coverage – The unexpected happens. Mechanical Repair Coverage helps you manage costly vehicle repair expenses.

Credit Insurance

Your loved ones come first, but if something were to happen to you, paying your debts could make a hard situation even tougher. Credit Disability and Credit Life Insurance may make your loan payments in the event of disability or death. It’s protection that can help provide yourself and your family peace of mind if the unexpected occurs.

Life Insurance

TruStage® Life Insurance

We make TruStage® Life Insurance policies available to help credit union members like you protect the people who matter most in their lives. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Visit TruStage for more Information

For more information about Insurance Services and what is available through your MTC Federal Membership, call a Member Service Representative at 800-442-7792.



Your purchase of MEMBERS CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Credit Insurance: Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-8000695, B3a-8000288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992. LPS-3691753.1-0721-0823