Yes. MTC Federal provides financing for owner-occupied commercial properties, investment properties, office buildings, retail spaces, manufacturing facilities, warehouses, and land purchases. Whether you're purchasing, refinancing, constructing, or expanding a property, our commercial lending team can help.

MTC Federal works with a wide range of businesses, including manufacturers, contractors, professional service firms, medical practices, retail businesses, restaurants, transportation companies, and other small to mid-sized businesses. Our lending team evaluates each opportunity based on the unique needs and financial profile of the business.

The timeline varies depending on the type and complexity of the financing request. However, MTC Federal is committed to providing responsive communication and efficient decision-making throughout the process. Our commercial lending team works closely with borrowers to help move transactions forward as quickly as possible.

As a not-for-profit financial cooperative, MTC Federal focuses on building long-term relationships rather than maximizing profits for shareholders. Businesses benefit from personalized service, experienced lending guidance, competitive financing options, and a financial partner invested in helping them succeed.

The information required depends on the financing request, but typically includes business financial statements, tax returns, organizational documents, ownership information, and details regarding the property, equipment, or project being financed. Our commercial lending team will guide you through the process and help determine exactly what is needed.

While MTC Federal has deep roots in the Upstate of South Carolina and Southern Oklahoma, we work with businesses throughout our broader service areas. We welcome the opportunity to discuss your financing needs and determine how we may be able to support your business growth.