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Member Perks

Save money with special member perks and discounts.

One of the perks of being an MTC Federal Credit Union member is receiving exclusive discounts and benefits on products and services you use every day!

We also reward members for their loyalty to MTC Federal Credit Union with special dividends and rate discounts. Learn more.

Enjoy the holidays more and help charitable organizations in our community by participating in MTC Federal’s annual Skip-A-Pay program!

Giving Back Gives Back To You – Help us give back to the community, and we’ll give you a month off your from your loan payment. It’s just another way MTC Federal helps everyone get on the road to a stronger financial future.

Members in good standing who make a donation of $36 to the MTC Federal Foundation can skip their loan payment in the months of November, December or January*.

Which loans can be skipped?

  • Personal Loans
  • Vehicle Loans
  • Recreational Vehicle Loans
  • ATV Loans
  • Motorcycle Loans
  • Watercraft Loans

SKIP NOW: Beginning November 2, 2023 members can Log-on to Web-Branch to see loan eligibility.

Skip up to 3 Payments with our Guaranteed Better Loan Advantage

Why Pay More? Have loans at other financial institutions? Move to MTC Federal skip up to 3 payments by deferring your loan payment for 90 days.

Apply Now

All Skip-A-Pay donations benefit the MTC Federal Credit Union Foundation.

©2022, MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *If you are a member in good standing, you may be eligible for the Skip-A-Payment program. Program offer may vary depending on each individual’s credit history and underwriting factors. Funds must be available at time of request. Mortgages, credit cards, and lines of credit are not eligible. Interest will continue to accrue on the unpaid balance of the loan, and the term of the loan will be extended as a result of skipping a payment. Loans with a non-monthly frequency will be calculated to skip approximately 28 days. For more information, please contact a Member Service Representative at 800-442-7792. All credit union programs, rates, terms and conditions are subject to change at any time and without notice. Other restrictions may apply.

Credit Union members have saved nearly $2 billion with Love My Credit Union Rewards discounts! The more offers you take advantage of, the more you save. Start saving today by signing up at

Here are just a few of the great discounts you can take advantage of with Love My Credit Union.

Love My CU Powersports & RV Program

Powersports & RV Buying Program

Looking to get outdoors?  You can get special access to member savings on motorcycles, RVs, ATVs, UTVs, jet skis, snowmobiles and golf carts with the Love My Credit Union Rewards Powersports & RV Buying Program.

MTC Federal members can get up to 20% off parts, service, gear, accessories and more.

Rental Kharma

Rental Kharma

Rental Kharma collects and reports past and ongoing rental payments to the credit bureaus on your behalf, to help increase your credit score in a hurry.

MTC Federal members get a 30% discount off the already low Rental Kharma monthly fee.

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TurboTax &HR BLOCK

Save on TurboTax® and H&R Block® This Tax Season

Get the tax help you need and special member savings with TurboTax and H&R Block.

  • TurboTax - File with the #1 best-selling tax software, to help you get your taxes done right, and get your maximum refund, guaranteed. PLUS, as a credit union member you can save up to $15 when you file with TurboTax. Get started with TurboTax today!
  • H&R Block – Whether you want to meet with a tax pro in-office, via drop off, or send your documents virtually, let the tax pros do the rest. H&R Block will always get your biggest possible refund, guaranteed. PLUS, as a credit union member first-time filers receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on. Get your H&R Block coupon now and save!

Visit for TurboTax and H&R Block offer details and disclaimers.

As a member of MTC Federal Credit Union, you can get discounts on tickets to a variety of activities and attractions.

Year-Round Ticket Discounts

Regal logo


Movie tickets to Regal Cinemas are available at our Upstate South Carolina branches. These tickets are $9.00 and are valid for any show at any time including opening night of blockbuster films. There will be an up-charge at the box office for any 3-D movies.

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Georgia Aquarium

Discount tickets to the Georgia Aquarium, the biggest aquarium in the western hemisphere , are available by clicking here.

*Price varies by day of visit.

Promotional code should automatically apply, then buy and print tickets at any time (including nights and weekends).

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Discount Tickets are available online with special promo code to receive a savings of up to $10 off an adult daytime admission ticket : . Enter promo code mtcfederal.

*Price based on entry date. Reservations are required for entry

Seasonal Ticket Discounts

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Carowinds & Carolina Harbor Waterpark

To order tickets, use this Direct Link or go to and enter for both the username and password in all caps: CCUL.

Adult & Junior = Check Today's 2022 Daily Admission Price

Children 2 and under free.

Guests are encouraged to visit for the latest updates on requirements, policies and safety protocols for the 2021 season, as these details and guidelines may be revised.

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Six Flags® over Georgia

Adventure Park

Adult (Over 48″) = Check Today's 2022 Daily Admission Price

Children 2 and under free.

Purchase online at  Select “Enter Promo Code” in the top right corner and enter CCUL.


Adult (Over 48″) = Check Today's 2022 Daily Admission Price

Children 2 and under free.

Apply online at Select “Enter Promo Code” in the top right corner and enter CCUL.

All visits to the park must be pre-scheduled to meet social distancing guidelines and ensure the health and safety of guests. Reservations can be made at prior to visiting the park. Parking passes must also be purchased in advanced.

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2022 Tickets Not Available at this Time.

Visit for hours and directions.

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Dollywood® Splash Country

2022 Tickets Not Available at this Time.

Visit for park information.

SHIPWRECK Island logo

Shipwreck Island

2022 Tickets Not Available at this Time.

Visit for park information.

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National Peanut Festival

Tickets sold at our Dothan, Alabama branch.

2022 Festival Dates: November 4-13, 2022

Regular Gate Admission (Ages 6+) = 2022 Pricing Available Soon

MEGAPass = 2022 Pricing Available Soon

Visit www.nationalpeanutfestival for park information.