Member Perks

Save money with special member perks and discounts.

One of the perks of being an MTC Federal Credit Union member is receiving exclusive discounts and benefits on products and services you use every day!

We also reward members for their loyalty to MTC Federal Credit Union with special dividends and rate discounts. Learn more.

Enjoy the holidays more and help charitable organizations in our community by participating in MTC Federal’s annual Skip-A-Pay program!

Giving Back Gives Back To You – Help us give back to the community, and we’ll give you a month off your from your loan payment. It’s just another way MTC Federal helps everyone get on the road to a stronger financial future.

Members in good standing who make a donation to the MTC Federal Foundation can skip their loan payment in the months of November, December or January*.

Which loans can be skipped?

  • Personal Loans
  • Vehicle Loans
  • Recreational Vehicle Loans
  • ATV Loans
  • Motorcycle Loans
  • Watercraft Loans

SKIP NOW: Beginning November 1, 2021 members can Log-on to Web-Branch to see loan eligibility.

Skip up to 3 Payments with our Guaranteed Better Loan Advantage

Why Pay More? Have loans at other financial institutions? Move to MTC Federal skip up to 3 payments by deferring your loan payment for 90 days.

Apply Now

All Skip-A-Pay donations benefit the MTC Federal Credit Union Foundation.

©2021, MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *If you are a member in good standing, you may be eligible for the Skip-A-Payment program. Program offer may vary depending on each individual’s credit history and underwriting factors. Funds must be available at time of request. Mortgages, credit cards, and lines of credit are not eligible. Interest will continue to accrue on the unpaid balance of the loan, and the term of the loan will be extended as a result of skipping a payment. Loans with a non-monthly frequency will be calculated to skip approximately 28 days. For more information, please contact a Member Service Representative at 800-442-7792. All credit union programs, rates, terms and conditions are subject to change at any time and without notice. Other restrictions may apply.

Credit Union members have saved nearly $2 billion with Love My Credit Union Rewards discounts! The more offers you take advantage of, the more you save. Start saving today by signing up at

Here are just a few of the great discounts you can take advantage of with Love My Credit Union.



As a MTC Federal Credit Union member, you can receive up to 35% off on IdentityIQ; credit report monitoring and identity theft protection plans. This special offer includes upgraded access to the ScoreCasterIQ; interactive tool that analyzes your credit report and provides personalized recommendations and credit score scenario simulations along with other features.

Benefits include:

  • 3-Bureau Reports & Scores
  • 3-Bureau Daily Monitoring & Alerts
  • ScoreCasterIQ Tool Featuring Special Reports, Recommendations & Simulations
  • $1 Million Identity Theft Insurance*

Love My CU Powersports & RV Program

Powersports & RV Buying Program

Looking to get outdoors?  You can get special access to member savings on motorcycles, RVs, ATVs, UTVs, jet skis, snowmobiles and golf carts with the Love My Credit Union Rewards Powersports & RV Buying Program.

MTC Federal members can get up to 20% off parts, service, gear, accessories and more.

Rental Kharma

Rental Kharma

Rental Kharma collects and reports past and ongoing rental payments to the credit bureaus on your behalf, to help increase your credit score in a hurry.

MTC Federal members get a 30% discount off the already low Rental Kharma monthly fee.

Sams Club

Sam's Club

MTC Federal Members save 40% on a 1-year membership at Sam's Club.

SimpliSafe logo


Credit union members receive a free home security camera plus 2 free months of 24/7 professional monitoring ($150 value) with the purchase of a new SimpliSafe security system.

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TurboTax® makes it easy to file your taxes from the comfort of home and get your biggest possible refund! MTC Federal members save up to $15. Start today!

As a member of MTC Federal Credit Union, you can get discounts on tickets to a variety of activities and attractions.

Year-Round Ticket Discounts

Regal logo


Due to branch closures, physical discount tickets for Regal Cinemas are unavailable. (Covid-19 Response)

Movie tickets to Regal Cinemas are available at our Upstate South Carolina branches. These tickets are $9.00 and are valid for any show at any time including opening night of blockbuster films. There will be an up-charge at the box office for any 3-D movies.

Georgia Aquarium Logo

Georgia Aquarium

Discount tickets to the Georgia Aquarium, the biggest aquarium in the western hemisphere , are available by clicking here.

*Price varies by day of visit.

Promotional code should automatically apply, then buy and print tickets at any time (including nights and weekends).

Biltmore Logo


Discount Tickets are available online with special promo code to receive a savings of up to $10 off an adult daytime admission ticket : . Enter promo code mtcfederal.

*Price based on entry date. Reservations are required for entry

Seasonal Ticket Discounts

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Carowinds & Carolina Harbor Waterpark

To order tickets, use this Direct Link or go to and enter for both the username and password in all caps: CCUL.

Adult & Junior = $42.00

Children 2 and under free.

Guests are encouraged to visit for the latest updates on requirements, policies and safety protocols for the 2021 season, as these details and guidelines may be revised.

Six Flags Over Georgia logo

Six Flags® over Georgia

Adventure Park

Adult (Over 48″) = $38.15

Children 2 and under free.

Purchase online at  Select “Enter Promo Code” in the top right corner and enter CCUL.


Adult (Over 48″) = $29.67

Children 2 and under free.

Apply online at Select “Enter Promo Code” in the top right corner and enter CCUL.

All visits to the park must be pre-scheduled to meet social distancing guidelines and ensure the health and safety of guests. Reservations can be made at prior to visiting the park. Parking passes must also be purchased in advanced.

dollywood logo


2021 Tickets Not Available at this Time.

Visit for hours and directions.

Dollywood splash country logo

Dollywood® Splash Country

2021 Tickets Not Available at this Time.

Visit for park information.

SHIPWRECK Island logo

Shipwreck Island

2021 Tickets Not Available at this Time.

Visit for park information.

National Peanut Festival Logo

National Peanut Festival

Tickets sold at our Dothan, Alabama branch.

2021 Festival Dates: November 5-14, 2021

Regular Gate Admission (Ages 6+) = 2021 Ticket Pricing Coming Soon

MEGAPass = 2021 Ticket Pricing Coming Soon

Visit www.nationalpeanutfestival for park information.