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As a not-for-profit financial cooperative, MTC Federal Credit Union gives its earnings back to members in a variety of ways. In addition to giving our members lower loan rates and above average dividends, we thank our members for their loyalty through special programs and benefits.

Relationship Dividend is a special dividend disbursed annually that rewards and thanks members for their loyalty to MTC Federal.

The Relationship Dividend is the result of the Credit Union’s financial strength, diverse product offering and active participation usage of the membership. The Credit Union’s purpose is to return value to its member-owners. The Relationship Dividend payout is paid above regular dividends, in addition to lower loan rates and above average dividends members already enjoy.

Growing the cooperative one member at a time by building deeper and meaningful relationships with our member-owners will increase the opportunity for future Relationship Dividend earnings.

How It Works

Questions about Relationship Dividend? Click here

Life is more rewarding when you’re a member of MTC Federal Credit Union! When you use your MTC Federal debit card or credit card to make purchases, you’ll earn points toward great rewards on travel, merchandise, gift cards, and more. The more you use your MTC Federal cards, the more you’ll be rewarded!

Rewards Website

To redeem debit card rewards, please call 877-769-7795.

To redeem credit card rewards, log-in to MyCardInfo or call 877-769-7795.

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