With MTC Federal, part of the lifetime benefits each member receives is access to our Guaranteed Better Loan Advantage™: Better Rates, Better Payments, Better Terms. That means your journey for the best loan a motorcycle, RV/camper, boat or other recreational vehicle begins here.
Whether you dream of crossing the country on a motorcycle or RV, or your idea of play hard is a boat, jet ski or other watercraft, MTC Federal is the place to go for the best loan for your next adventure. We specialize in loans for recreational vehicles: Offering low rates flexible terms for loans on motorcycles, RV/campers, boats and other watercraft.
Our Lending Experts will work with you to see how much money you qualify for and exactly what your monthly payments will be, so you can shop for your next recreational vehicle with confidence!
Because we're a local credit union, we focus on recreational vehicle loans built around our members' needs -- not canned solutions. Each loan is customized for the member, ensuring they get the right solution with the best rates (APR) and terms. And what makes borrowing from MTC Federal such a refreshing experience? No local credit union or bank can match the benefits we offer members:
| Term | Annual Percentage Rate (APR) as low as |
|---|---|
| 24 Months | 5.70% |
| 36 Months | 5.70% |
| 48 Months | 5.95% |
| 60 Months | 6.20% |
| 72 Months | 6.95% |
| 84 Months | 7.95% |
money available to lend to vehicle loan applicants in 2024.
"I’ve been a member with MTC for years ... I’ve taken out 2 loans. They are so on top of things, they are great at what they do, and I certainly will never bank anywhere else. I previously banked with 2 major, popular banks and left both of them to use MTC only because it is the best." - Maggie, member
The one thing you need to know about the loan approval process with MTC Federal? We do all the work! Whether its on the road or in the water, we look to get you approved fast. Here's how it works:
Begin your application in seconds with our brief interest form. One of our advisors will receive your form and follow up with you shortly.
No matter what, each lead is followed up with by the next business day. Oftentimes we are able to reach out to those looking for a loan the same day. Be ready for a phone call.
Set aside enough time for an in-depth conversation, between 10 and 20 minutes. Let us know what you want the loan for, how much you want and why you’re choosing MTC Federal as your lender.