Money Market Accounts from MTC Federal
How Does a Money Market Account Work?
Money Market accounts offer you the opportunity to earn higher interest while giving you the flexibility to access your money. This type of account is a great choice for members who have money to invest but want to maintain the ability to access their invested funds from time to time. For both types of Money Market accounts, interest is compounded on your daily balance and paid monthly.
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Current Rates
MONEY MARKET ACCOUNT
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $2,000 - $14,999.99 | 1.00% | 1.00% |
| $15,000 - $49,999.99 | 1.00% | 1.00% |
| $50,000 - $74,999.99 | 1.20% | 1.20% |
| $75,000 - $99,999.99 | 1.45% | 1.45% |
| $100,000 or more | 1.90% | 1.91% |
MONEY MARKET ACCOUNT PLUS
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $15,000 - $49,999.99 | 1.35% | 1.35% |
| $50,000 - $74,999.99 | 1.55% | 1.56% |
| $75,000 - $99,999.99 | 1.80% | 1.81% |
| $100,000 or $249,999.99 | 2.25% | 2.27% |
| $250,000 or more | 2.50% | 2.52% |
©2025 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Annual Percentage Yield (APY) varies based on deposit amount.