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MTC Federal Platinum Mastercard®

Limited-time promotional rate of 4.90% APR*

Points for every $1 you spend. No annual fees. No balance transfer fees.

A credit card that puts your financial health first

  • No annual fee
  • No balance transfer fees
  • Limited-time promotional rate offer of 4.90% APR
  • Earn rewards points for every $1 you spend
  • Available for Digital Wallet: Google PayTM, Apple Pay® and Samsung PayTM
  • EMV chip technology keeps your card secure
  • Protected with zero liability for unauthorized purchases
  • Credit Card Fraud Protection Alerts

Begin Your Application in Seconds

Promotional Rates & Fees

Have Questions?

We're here to help. Simply dial 1.800.258.8919 and a Member Loan Consultant will be happy to assist.

Why Partner with MTC Credit Union?

As a not-for-profit organization, MTC Federal puts its members first. Our goal is to improve your financial health, not prey upon impulsive decisions. This means, you can expect:


Credit and Debt Counseling

We offer free consultations for members who are looking for opportunities to get debt-free and improve their financial outlook.


We offer in-house and online tools that help our members clearly understand their financial status and how to get where they want to be.

Loyalty Rewards

Earn 1 point for every $1 spent. Redeem those points on virutally anything: merchandise, travel, or even cash back. Your rewards, your way.


©2019 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Special fixed promotional annual percentage rate (APR) offer is valid on qualifying credit card purchases when you open a card on or between July 16, 2019 and August 31, 2019 and is good for merchandise purchased for 45 days from the credit card open date. The APR is not valid on balance transfers or cash advances. After the payback date of March 10, 2020, the rate converts to the standard variable APR on the remaining balance from the promotional time period. See your credit card statement for further details. Some restrictions may apply.

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