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Backpack of Benefits

Back to school essentials for the new school year.

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Focus On Education. Not How To Pay For It.

When it comes to figuring out how much college will cost, tuition is just the beginning.

MTC Federal Credit Union provides smart options for school expenses that will let your mind rest easy.

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Free Checking: No minimum balance required. At age 13, includes a Debit Card with bonus reward points for every $4 spent. Access 30,000 Surcharge-Free ATMs.


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Reliable Transportation: MTC Federal's Guaranteed Better Auto Loan makes it easy to afford the vehicle you want, with payments that leave you enough room in your budget to enjoy owning it.


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Credit Card: Establish and build credit with a low rate. Earn bonus reward points for every dollar spent for cash back, merchandise, gift card, travel and event tickets. Digital wallet available with Apple Pay®, Samsung Pay® and Google Pay®.


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Member Perks: Receive exclusive discounts and benefits on products and services you use everyday, from cell phone plans to discount event tickets.


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24/7 Account Access via MTC Federal Mobile App: Track Spending. Pay Bills. Transfer Funds. Mobile Deposit.

Start a Lifetime Membership Today!

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