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Whether it rolls, floats or travels, MTC Federal Credit Union can put your next vehicle within reach. We offer competitive rates, flexible terms and an easy 24/7 online application process for loans on new and used cars, trucks, motorcycles, boats and more.

Your vehicle isn’t just a car or truck. It’s the trusty partner you depend on to get you to and from work or to get your kids safely where they need to go. It’s your prized possession and a symbol of your personality. Whatever your car or truck means to you, we’re here to help you afford the vehicle you want with payments that leave you enough room to enjoy owning it.

  • New, used or refinanced vehicles
  • Financing up to 100% of MSRP or retail value
  • Terms up to 84 months

We make it easy for you to get pre-approved for your loan so you can negotiate the best deal!

Guaranteed Better Loan – Bring your buyer’s order in to us and we may be able to give you a better deal than the dealership. Members benefit from reduced rates of at least 1% or cash back up to $200 or a 90 day to pay option.

Auto loans may qualify for skip-a-payment eligibility.

Use our AutoSmart site to check vehicle values, search for cars, find preferred local dealers and more!

Apply

Current Rates
 2015 & Newer Vehicles2014 & Older Vehicles
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
* Minimum financing of $20,000
** Minimum financing of $35,000
TermAnnual Percentage Rate (APR) as low as
36 Months2.75%3.75%
48 Months2.95%3.95%
60 Months2.95%3.95%
72 Months3.50% *4.50% *
84 Months4.95% **n/a

People who work hard deserve the opportunity to play hard! We offer recreational vehicle loans that make it easy for you to enjoy your free time and do more of the things you like to do.

  • Loans for campers, motorcycles, boats and other watercraft
  • New, used or refinanced recreational vehicles
  • Financing up to 100% of MSRP or trade-in vale
  • Terms up to 180 months

Let MTC Federal help you get on the water or off the beaten path today!

Apply

Current Rates
 2015 & Newer Vehicles2014 & Older Vehicles
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
* Minimum financing of $20,000
** Minimum financing of $35,000
TermAnnual Percentage Rate (APR) as low as
48 Months3.50%4.50%
60 Months3.95%4.95%
72 Months4.25%5.25%
84 Months4.95%5.95%
Up to 180 Monthscall for ratescall for rates

To apply for a loan from MTC Federal Credit Union, you must be a credit union member. Learn more. If you have questions or need assistance, please contact us at 800-442-7792 or visit a branch near you.

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