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Whether it rolls, floats or travels, MTC Federal Credit Union can put your next vehicle within reach. We offer competitive rates, flexible terms and an easy 24/7 online application process for loans on new and used cars, trucks, motorcycles, boats and more.

Your vehicle isn’t just a car or truck. It’s the trusty partner you depend on to get you to and from work or to get your kids safely where they need to go. It’s your prized possession and a symbol of your personality. Whatever your car or truck means to you, we’re here to help you afford the vehicle you want with payments that leave you enough room to enjoy owning it.

  • New, used or refinanced vehicles
  • Terms up to 84 months
  • May qualify for skip-a-payment eligibility.
  • Easy pre-approvals to negotiate your best deal!
  • No haggling here. Bring in your buyer’s order.

Use our AutoSmart site to check vehicle values, search for cars, find preferred local dealers and more!

Home of the Guaranteed Better Loan

You Deserve More Choices. Let our Automotive Lending Experts customize your loan options to fit your budget and your needs:

More than a better rate, term or payment…view our customized options.

The Relationship Difference – EARN MORE and SAVE MORE when you bundle your household vehicles.

Apply

Current Rates
TermAnnual Percentage Rate (APR) as low as
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
24 Months2.95%
36 Months3.20%
48 Months3.45%
60 Months3.70%
72 Months4.45%
84 Months5.45%

People who work hard deserve the opportunity to play hard! Affordable recreational vehicle loans make it easy for you to enjoy more of the things you like to do.

  • Loans for campers, motorcycles, boats and other watercraft
  • New, used or refinanced recreational vehicles
  • Terms up to 180 months
  • May qualify for skip-a-payment eligibility.
  • Easy pre-approvals to negotiate your best deal!
  • No haggling here. Bring in your buyer’s order.

 

Home of the Guaranteed Better Loan

You Deserve More Choices. Let our Automotive Lending Experts customize your loan options to fit your budget and your needs:

More than a better rate, term or payment…view our customized options.

 

The Relationship Difference – EARN MORE and SAVE MORE when you bundle your household vehicles.

APPLY

Current Rates
TermAnnual Percentage Rate (APR) as low as
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
24 Months2.95%
36 Months3.20%
48 Months3.45%
60 Months3.70%
72 Months4.45%
84 Months5.45%
Up to 180 Monthscall for rates

If you have questions or need assistance, please contact us at 800-442-7792 or visit a branch near you.

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