Vehicle Loan Types
New Auto Loans
Put your next vehicle within reach. Options with low monthly payments, competitive rates (as low as 1.95% APR) and flexible terms (24-84 mos.) that leave you enough room to enjoy owning it.
Used Auto Loans
When you need that next vehicle to fit in your budget, our used auto loans work to serve our members with super-low monthly payments, rates as low as 1.95% APR with terms up to 84 months.
Lower your monthly payments by refinancing your auto loan with competitive interest rates we offer to all of our members, with terms up to 84 months.
People who work hard deserve the opportunity to play hard! Loans that make it easy to drive more adventure. With rates as low as 1.95% APR and terms up to 128 months, we offer members the flexibility the need for the lifestyle they want.
The Guaranteed Better Loan From MTC Federal Credit Union
- Better Rate
- Better Payment
- Better Term
- Better Due Date
- Better Protection
- (GAP | MECHANICAL REPAIR | CREDIT LIFE | CREDIT DISABILITY)
Member Service is Our Very Best Product
Our Member Service Representatives are standing by each business day to answer your questions and explore the best financial options for you.
Giving back gives back to you! Help us give back to the community and we’ll give you a month off your loan payment.
Deferred Payment Offer
Have loans at other financial institutions? Move to MTC Federal and skip up to 3 payments by deferring your loan payment for 90 days.
MTC Federal offers vehicle insurance for peace of mind on the road. Drive confidently, knowing that mechanical repairs or damage won’t weigh you down.
Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.
- Check Vehicle Values
- Search for cars
- Find preferred dealers
- and more!
Compute and compare loan options to find the right loan for your budget with this simple tool.
|Term||Annual Percentage Rate (APR) as low as|
|Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.|