skip to Main Content

As a credit union, MTC Federal returns its profits to members in the form of better rates and fewer fees. We offer competitive rates and terms on all the loan products you need, and we’ll work with you to find the loan that’s right for you.

Vehicle Loans

Rates Effective as of January 28, 2019

Auto Loans

 2018 & Newer Vehicles2017 & Older Vehicles
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
* Minimum financing of $20,000
** Minimum financing of $35,000
TermAnnual Percentage Rate (APR) as low as
36 Months3.20%4.20%
48 Months3.45%4.45%
60 Months3.70%4.70%
72 Months4.45% *5.45% *
84 Months5.45% **6.45% **

Recreational Vehicle Loans

 2018 & Newer Vehicles2017 & Older Vehicles
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
* Minimum financing of $20,000
** Minimum financing of $35,000
TermAnnual Percentage Rate (APR) as low as
36 Months3.20%4.20%
48 Months3.45%4.45%
60 Months3.70%4.70%
72 Months4.45%5.45%
84 Months5.45%6.45%
Up to 180 Monthscall for ratescall for rates

Personal Loans

Rates Effective as of January 28, 2019

Custom Loan

TermAnnual Percentage Rate (APR) as low as
Rates subject to change. Please call for quote. Additional discounts may be available.
Up to 60 Months9.70%

Line of Credit

Rates subject to change. Please call for quote. Additional discounts may be available.
Annual Percentage Rates (APR) vary, currently as low as 8.95%

Secured Loans

TermAnnual Percentage Rate (APR) as low as
Rates subject to change. Please call for quote. Additional discounts may be available.
Share Secured
(Variable Rate)
APR is 2% above deposited earnings.

Mortgages

Rates and terms may vary. Call for today’s lowest rates at 800/442-7792.

 

Home Equity

Rates and terms may vary. Call for today’s lowest rates at 800/442-7792.

Back To Top