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As a credit union, MTC Federal returns its profits to members in the form of better rates and fewer fees. We offer competitive rates and terms on all the loan products you need, and we’ll work with you to find the loan that’s right for you.

Vehicle Loans

Rates Effective as of January 21, 2020

Auto Loans

TermAnnual Percentage Rate (APR) as low as
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
24 Months2.95%
36 Months3.20%
48 Months3.45%
60 Months3.70%
72 Months4.45%
84 Months5.45%

Recreational Vehicle Loans

TermAnnual Percentage Rate (APR) as low as
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
24 Months2.95%
36 Months3.20%
48 Months3.45%
60 Months3.70%
72 Months4.45%
84 Months5.45%
Up to 180 Monthscall for rates

Personal Loans

Rates Effective as of January 21, 2020

Custom Loan

TermAnnual Percentage Rate (APR) as low as
Rates subject to change. Please call for quote. Additional discounts may be available.
Up to 60 Months9.70%

Line of Credit

Rates subject to change. Please call for quote. Additional discounts may be available.
Annual Percentage Rates (APR) vary, currently as low as 8.95%

Secured Loans

TermAnnual Percentage Rate (APR) as low as
Rates subject to change. Please call for quote. Additional discounts may be available.
Share Secured
(Variable Rate)
APR is 2% above deposited earnings.

Mortgages

 

Home Equity

Rates and terms may vary. Call for today’s lowest rates at 800/442-7792.

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