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As a credit union, MTC Federal returns its profits to members in the form of better rates and fewer fees. We offer competitive rates and terms on all the loan products you need, and we’ll work with you to find the loan that’s right for you.

Vehicle Loans

Rates Effective as of May 1, 2020

Auto Loans

TermAnnual Percentage Rate (APR) as low as
24 Months2.20%
36 Months2.45%
48 Months2.70%
60 Months2.95%
72 Months3.70%
84 Months4.70%
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Recreational Vehicle Loans

TermAnnual Percentage Rate (APR) as low as
24 Months2.20%
36 Months2.45%
48 Months2.70%
60 Months2.95%
72 Months3.70%
84 Months4.70%
Up to 180 Monthscall for rates
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.

Personal Loans

Rates Effective as of August 1, 2020

Custom Loan

TermAnnual Percentage Rate (APR) as low as
Up to 60 Months4.45%
Rates subject to change. Please call for quote. Additional discounts may be available.

Line of Credit

Annual Percentage Rates (APR) vary, currently as low as 8.95%
Rates subject to change. Please call for quote. Additional discounts may be available.

Secured Loans

TermAnnual Percentage Rate (APR) as low as
Share Secured
(Variable Rate)
APR is 2% above deposited earnings.
Rates subject to change. Please call for quote. Additional discounts may be available.

Mortgages

 

Home Equity

Rates and terms may vary. Call for today’s lowest rates at 800/442-7792.

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