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FIND YOUR TRACTION
NEW LOW RATES | LOWER PAYMENT

With a Guaranteed Better Loan from MTC Federal Credit Union, you get a lending partner with affordable financing options – the key to your new favorite vehicle.

Lock in a LOW RATE TODAY!

 
 

YOU DESERVE MORE CHOICES:

Custom loan options to fit your budget and needs:

  • Historic low rates available.
  • Flexible Terms from 24-84 mos.
  • Up to 90 days to make first payment
  • Automatic Payments
Want to speak with an Automotive Lending Expert?
Monday – Friday, 8:00am – 5:00pm EST

Have a Lending Expert reach out to you directly:

(ex. $10,000.00)
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THE GUARANTEED BETTER LOAN FROM MTC FEDERAL CREDIT UNION

You deserve more choices. The Guaranteed Better Loan Advantage can help you with one or more of these solutions:

  • BETTER RATE
  • BETTER PAYMENT
  • BETTER TERM
  • BETTER DUE DATE
  • BETTER PROTECTION

Get Details

MEMBER SERVICE IS OUR VERY BEST PRODUCT

Our Member Service Representatives are standing by each business day to answer your questions and explore the best financial options for you.

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SKIP-A-PAYMENT PLAN

Giving back gives back to you! Help us give back to the community and we’ll give you a month off your loan payment.

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DEFERRED PAYMENT OFFER

Have loans at other financial institutions? Move to MTC Federal and skip up to 3 payments by deferring your loan payment for 90 days.

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MEMBER PROTECTION

MTC Federal offers vehicle insurance for peace of mind on the road. Drive confidently, knowing that mechanical repairs or damage won’t weigh you down.

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AutoSMART™ TOOLS

Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.

  • Check Vehicle Values
  • Search for cars
  • Find preferred dealers
  • and more!
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CALCULATOR

Compute and compare loan options to find the right loan for your budget with this simple tool.

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CURRENT RATES

Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Term Annual Percentage Rate (APR) as low as
24 Months 3.20%
36 Months 3.45%
48 Months 3.70%
60 Months 3.95%
72 Months 4.70%
84 Months 5.70%