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LOWER RATES, LOWER PAYMENTS

With a Guaranteed Better Loan from MTC Federal Credit Union, you get a lending partner with affordable financing options:

  • Low rates available
  • Flexible Terms from 24-84 mos.
  • Up to 90 days to make first payment
  • Discount Protective Insurance Services
 
 

Connect with our Lending Experts for fast approval

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THE GUARANTEED BETTER LOAN FROM MTC FEDERAL CREDIT UNION

You deserve more choices. The Guaranteed Better Loan Advantage can help you with one or more of these solutions:

  • BETTER RATE
  • BETTER PAYMENT
  • BETTER TERM
  • BETTER DUE DATE
  • BETTER PROTECTION

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MEMBER SERVICE IS OUR VERY BEST PRODUCT

Our Member Service Representatives are standing by each business day to answer your questions and explore the best financial options for you.

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SKIP-A-PAYMENT PLAN

Giving back gives back to you! Help us give back to the community and we’ll give you a month off your loan payment.

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DEFERRED PAYMENT OFFER

Have loans at other financial institutions? Move to MTC Federal and skip up to 3 payments by deferring your loan payment for 90 days.

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MEMBER PROTECTION

MTC Federal offers vehicle insurance for peace of mind on the road. Drive confidently, knowing that mechanical repairs or damage won’t weigh you down.

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AutoSMART™ TOOLS

Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.

  • Check Vehicle Values
  • Search for cars
  • Find preferred dealers
  • and more!
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CALCULATOR

Compute and compare loan options to find the right loan for your budget with this simple tool.

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CURRENT RATES

Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Term Annual Percentage Rate (APR) as low as
24 Months 5.70%
36 Months 5.70%
48 Months 5.95%
60 Months 6.20%
72 Months 6.95%
84 Months 7.95%