MTC Federal Platinum Mastercard®
Introductory Rate of 6.90% APR*
Points for every $1 you spend. No annual fees. No balance transfer fees.
The Membership Difference
- Member-Focused Service
We listen, educate, offer custom solutions and provide personal service that builds relationships not transactions.
Access is easy with a click, tap or call.
As a non-profit we return our earnings to members with great rates, loyalty rewards, and member perks.
- Lifetime Benefits
Once you become a member, you and your family remain members for life.
VEHICLE LOAN TYPES
NEW AUTO LOANS
USED AUTO LOANS
People who work hard deserve the opportunity to play hard! Loans that make it easy to drive more adventure. With rates as low as 1.95% APR and terms up to 128 months, we offer members the flexibility the need for the lifestyle they want.
THE GUARANTEED BETTER LOAN FROM MTC FEDERAL CREDIT UNION
You deserve more choices. The Guaranteed Better Loan Advantage can help you with one or more of these solutions:
- BETTER RATE
- BETTER PAYMENT
- BETTER TERM
- BETTER DUE DATE
- BETTER PROTECTION
- (GAP | MECHANICAL REPAIR | CREDIT LIFE | CREDIT DISABILITY)
Why Partner with MTC Federal Credit Union?
As a not-for-profit organization, MTC Federal puts its members first. Our goal is to improve your financial health, not prey upon impulsive decisions. This means, you can expect:
Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.
- Check Vehicle Values
- Search for cars
- Find preferred dealers
- and more!
MEMBER SERVICE IS OUR VERY BEST PRODUCT
Our Member Service Representatives are standing by each business day to answer your questions and explore the best financial options for you.
DEFERRED PAYMENT OFFER
|Term||Annual Percentage Rate (APR) as low as|
SAVE TOGETHER, BORROW TOGETHER
No other financial institution plants their flag on “Family” like we do.
Our mission is simple: Help members get on the road to a stronger financial future. That road is different for everyone. We believe building lifetime relationships by offering choice and value with personal service we’ll help us prosper together.
Individual Financial Analysis: Through a one-on-one review, our lenders listen to your story and show you how our custom solutions help you pay less to achieve your goals.Learn More
Tips and Trends
Down Payment Tips for First-Time Home Buyers
These four basic steps can help you save enough to buy your first home.Read More