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LOWER YOUR AUTO LOAN PAYMENT.

Good credit, slow credit, no credit or bad credit, give us a chance to lower your monthly payment and put more money in your pocket with MTC Federal’s Guaranteed Better Loan Advantage™.

Lock in a custom LOW RATE TODAY!

 
 

You Deserve More Choices:

It's time to put our Automotive Lending Experts to work to customize one or more of our Guaranteed Better Loan Advantage options to fit your budget and your needs:

  • Better Rate
  • Better Payment (No payment for up to 90 days)
  • Better Term
  • Better Due Date
  • Better Protection

Request a One-on-One Appointment to apply for your lower payment auto loan solution:

Want to speak with an Automotive Lending Expert?
Monday – Friday, 8:00am – 5:00pm EST

VEHICLE LOAN TYPES

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NEW AUTO LOANS

Put your next vehicle within reach. Options with low monthly payments, competitive low rates and flexible terms (24-84 mos.) that leave you enough room to enjoy owning it.

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USED AUTO LOANS

When you need that next vehicle to fit in your budget, our used auto loans work to serve our members with super-low monthly payments, low rate with terms up to 84 months.

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AUTO REFINANCING

Lower your monthly payments by refinancing your auto loan with competitive interest rates we offer to all of our members, with terms up to 84 months.

 
RECREATIONAL VEHICLES

People who work hard deserve the opportunity to play hard! Loans that make it easy to drive more adventure. With historic low rates and terms up to 128 months, we offer members the flexibility the need for the lifestyle they want.

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THE GUARANTEED BETTER LOAN FROM MTC FEDERAL CREDIT UNION

You deserve more choices. The Guaranteed Better Loan Advantage can help you with one or more of these solutions:

  • BETTER RATE
  • BETTER PAYMENT
  • BETTER TERM
  • BETTER DUE DATE
  • BETTER PROTECTION
  • (GAP | MECHANICAL REPAIR | CREDIT LIFE | CREDIT DISABILITY)
Get Details
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AutoSMART™ TOOLS

Powered by our partners at AutoSMART™, MTC Federal puts the tools in your hands to make the best auto buying decision.

  • Check Vehicle Values
  • Search for cars
  • Find preferred dealers
  • and more!
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CALCULATOR

Compute and compare loan options to find the right loan for your budget with this simple tool.

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CURRENT RATES

Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Term Annual Percentage Rate (APR) as low as
24 Months 3.20%
36 Months 3.45%
48 Months 3.70%
60 Months 3.95%
72 Months 4.70%
84 Months 5.70%
©2022 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Annual Percentage Rate (APR) may vary depending on each individual’s credit history and underwriting factors. All loans subject to credit union approval. All credit union loan promotional offers, programs, rates, terms and conditions are subject to change at any time and without notice. Offer may end at any time. Other restrictions may apply.