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MTC Federal Platinum Mastercard®

Nine benefits that make the MTC Federal Platinum Mastercard® the smarter choice for parent's back-to-school expenses.

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The Smarter Credit Card for Back-to-School

Back-to-school season is expensive.

Americans are projected to spend a whopping $80 billion in back-to-school costs this year. That breaks down to nearly $700 for every K-12 student and nearly $1,000 for back-to-college shoppers — both all-time-highs when it comes to school shopping expenditures.

Get the school year off to a great start. For a limited time, MTC Federal members receive a special fixed promotional rate offer of 4.90% APR* when you open a new MTC Federal Platinum Mastercard® between July 16, 2019 and August 31, 2019.

Member Benefits Include:

  • Special low rate of 4.90% APR on merchandise purchased for 45 days from the credit card open date.
  • No annual fee.
  • No balance transfer fee.
  • Earn loyalty rewards for every $1 you spend.
  • Ability to choose your own PIN.
  • Available for Digital Wallet.
  • EMV chip technology.
  • Protected with zero liability.
  • 24/7 account access via MyCardInfo.

See how the MTC Federal Platinum Mastercard® is the better card for your wallet: MTC Federal Platinum Mastercard Comparison

MTC Federal Members earned 16 MILLION loyalty reward points in 2018.

Points can be redeemed for hundreds of rewards that fit your back-to-school lifestyle: Browse Rewards

Credit Card Rewards

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©2019 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Housing Lender. *Special fixed promotional annual percentage rate (APR) offer is valid on qualifying credit card purchases when you open a card on or between July 16, 2019 and August 31, 2019 and is good for merchandise purchased for 45 days from the credit card open date. The APR is not valid on balance transfers or cash advances. After the payback date of March 10, 2020, the rate converts to the standard variable APR on the remaining balance from the promotional time period. See your credit card statement for further details. Some restrictions may apply.