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MTC Federal Credit Union was born from the need to serve those who knew the value of hard work and weren’t afraid to get their hands dirty. We were founded in 1976 to serve the employees of Michelin North America. Those roots gave our credit union a solid foundation, allowing it to grow and branch out. Over the years, we have expanded the MTC Federal membership by serving automotive manufacturing employees, their families and their communities, associational groups and the community of Ardmore, Carter County, OK.  Today we serve over 19,000 members and have an all inclusive membership and we call it the MTC Federal Community.

We’re proud of our heritage and we don’t take the trust of our members for granted. You’ve been by our side every bit as much as we’ve been by yours, and that means a lot to us. That’s why we’re committed to helping our members gain traction for life’s journey. We understand that life is full of challenges; that bad things sometimes happen to good people and that everyone makes mistakes. We’re not here to judge anybody on their financial past. We’re here to help you build a stronger financial future by giving you a fresh start if you need it and by offering every member support that will enable them to succeed.


Our mission is to exceed our members’ expectations by providing competitive and convenient financial services in a professional, friendly atmosphere.


Our vision of what the credit union will become in the future is our members’ only financial services provider through innovative technology, quality educational resources, superior member service that is second to no other with pricing that creates outstanding value as well as member loyalty.

Core Values

  • We care.
  • We treat everyone with respect and dignity.
  • We can be trusted.
  • We are member focused.
  • We are community focused.
  • We look for opportunities to collaborate.


Each year, MTC Federal Credit Union publishes an Annual Report and holds a meeting to report on its financials to members.

2019 Annual Meeting Video

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