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Money Market accounts offer you the opportunity to earn higher interest while giving you the flexibility to access your money. This type of account is a great choice for members who have money to invest but want to maintain the ability to access their invested funds from time to time.

For both types of Money Market accounts, interest is compounded on your daily balance and paid monthly.

Simplify your savings plan with a Money Market Account that earns tiered interest while giving you easy access to your funds.

  • Minimum opening deposit $2,000.00
  • Competitive tiered interest rates
  • 6 free withdrawals per month
  • Service fee for balances below $2,000.00

Current Rates

Account BalanceDividend RatesAnnual Percentage Yield (APY) Range
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
$2,000 - $14,999.990.30%0.30%
$15,000 - $49,999.990.40%0.40%
$50,000 - $74,999.990.45%0.45%
$75,000 - $99,999.990.50%0.50%
$100,000 or more0.55%0.55%

Get rewarded for maintaining a higher balance! Our Money Market Plus account pays you higher dividends each month based on the amount of money in your account.

  • Minimum opening deposit $15,000.00
  • Competitive tiered interest rates
  • 6 free withdrawals per month
  • Service fee for balances below $2,000.00

Current Rates

Account BalanceDividend RatesAnnual Percentage Yield (APY) Range
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
$15,000 - $49,999.990.40%0.40%
$50,000 - $74,999.990.50%0.50%
$75,000 - $99,999.990.60%0.60%
$100,000 or more0.70%0.70%

To open a Money Market or Money Market Plus account with MTC Federal Credit Union, you must be a credit union member. Learn more. If you have questions or are ready to open an account, please contact us at 800-442-7792, use the Open an Account form, or visit a branch near you.

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