DEDICATED
"At MTC Federal, we’re here to work hard
for hardworking people like you — delivering exceptional
financial solutions designed with your needs in mind.”
"At MTC Federal, we’re here to work hard
for hardworking people like you — delivering exceptional
financial solutions designed with your needs in mind.”
Being part of the MTC Federal family means unlocking a world of FREE, invaluable resources. Our enhanced and secure digital banking platform includes Credit Savvy, a tool designed to do more than just monitor your credit score. It gives you actionable insights and resources to improve your financial health and achieve your goals. Why pay for a credit monitoring program when it is FREE at MTC Federal.
Protect your personal and financial information with The Security Zone, which provides up-to-date tips and insights to guard against cyber threats. And because we believe knowledge is power, we offer The Financial Education Center that inspires confidence in managing your finances.
Money Matters: Your Path to Financial Confidence
At MTC Federal, we know that financial wellness is about more than money—it’s about peace of mind. That’s why our Money Matters program gives you the tools, expert advice, and personalized support to make smart choices at every stage of your financial journey. From budgeting to homeownership, we’re here to help you build confidence, protect what matters, and achieve your goals.
MONEY MATTERS: 7 STEPS TO FINANCIAL CONFIDENCE
STEP 1: Budgeting Made Simple
Learn easy, everyday ways to track your spending, stretch your paycheck further, and take control of your money without complicated spreadsheets or apps.
STEP 2: Building Your Savings
Discover how to start small and grow big—whether it’s creating an emergency fund, saving for a vacation, or planning for your future goals.
STEP 3: Managing Debt Wisely
Understand the real cost of debt, from credit cards to loans, and explore strategies to pay down balances faster and free up more of your hard-earned money.
STEP 4: Borrow Smart, Borrow Confident
Get the inside scoop on loans and interest rates and learn how to avoid unnecessary fees so you can borrow with confidence when you need to.
STEP 5: Protecting Your Money
Stay one step ahead of fraud and identity theft. Learn smart ways to safeguard your accounts, monitor your credit, and protect what you’ve worked hard to earn.
STEP 6: Keys to Homeownership
From saving for a down payment to understanding mortgage options, this session unlocks the steps to becoming a homeowner—and how MTC Federal can help you get there.
STEP 7: Understanding Your Credit Score
Break down the mystery of credit scores—what they mean, how they affect your borrowing power, and the simple actions you can take to boost yours.
We understand that life’s biggest milestones often require a trusted financial partner. Whether it’s securing an auto loan, a home mortgage, or exploring personal loan options, we’re here to guide you every step of the way. With competitive rates, lower fees, and tailored solutions, we make it easier for you to achieve your dreams.
HOME MORTGAGES
CAR LOANS
BOAT LOANS
RV LOANS
The MTC Federal Way — Working Hard for Hardworking People
The MTC Federal Way — Working Hard for Hardworking People
Our team is committed to providing you with personalized service, insightful resources, and the products to help you achieve your financial goals. Experience the difference of a financial partner that’s as committed to your success as you are. Explore the benefits of MTC Federal membership and discover how we can help you achieve your goals.