DEDICATED
"At MTC Federal, we’re here to work hard
for hardworking people like you — delivering exceptional
financial solutions designed with your needs in mind.”
"At MTC Federal, we’re here to work hard
for hardworking people like you — delivering exceptional
financial solutions designed with your needs in mind.”
Being part of the MTC Federal family means unlocking a world of FREE, invaluable resources. Our enhanced and secure digital banking platform includes Credit Savvy, a tool designed to do more than just monitor your credit score. It gives you actionable insights and resources to improve your financial health and achieve your goals. Why pay for a credit monitoring program when it is FREE at MTC Federal.
Protect your personal and financial information with The Security Zone, which provides up-to-date tips and insights to guard against cyber threats. And because we believe knowledge is power, we offer The Financial Education Center that inspires confidence in managing your finances.
Annual Financial Education Program — Charting Your Path to Success
Empowering you with financial education is at the heart of what we do. Throughout the year, we offer engaging and informative ONSITE presentations on topics like budgeting, credit management, and retirement planning. These programs are designed to inspire confidence and help you make informed decisions about your financial futures.
SMARTSTEPS: 10 ESSENTIALS TO FINANCIAL HEALTH
STEP 1: Introduction to Financial Wellness
- Understanding the importance of financial wellness.
- Assessing your current financial situation.
- Setting SMART financial goals.
STEP 2: Budgeting Basics
- Creating a personal budget
- Tracking expenses effectively
- Strategies for budgeting success.
STEP 3: Saving and Investing
- Differentiating between saving and investing.
- Exploring different types of savings accounts.
- Introduction to investment options such as stocks, bonds, and mutual funds.
STEP 4: Understanding Credit
- Importance of credit scores.
- Factors affecting credit scores.
- Strategies for building and maintaining good credit.
STEP 5: Managing Debt
- Types of debt (credit cards, student loans, mortgages, etc.)
- Strategies for debt repayment.
- Avoiding common debt traps.
STEP 6: Retirement Planning
- Importance of retirement planning.
- Overview of retirement savings options (401(k), IRA, etc.)
- Strategies for maximizing retirement savings.
STEP 7: Insurance Essentials
- Understanding different types of insurance (health, life, auto, etc.)
- Determining appropriate coverage levels.
- Shopping for insurance policies effectively.
STEP 8: Estate Planning
- Basics of estate planning.
- Importance of wills and trusts.
- Ensuring your wishes are carried out after your passing.
STEP 9: Tax Planning
- Understanding the basics of income taxes.
- Tax deductions and credits.
- Strategies for minimizing tax liability.
STEP 10: Exploring Credit Union Products
- Overview of credit union products and services.
- Understanding the benefits of membership.
- Exploring specific products offered by MTC
- Federal Credit Union, such as:
- Checking and savings accounts
- Auto loans and refinancing options
- Home mortgage loans
- Personal loans and lines of credit
- Credit cards and their features
We understand that life’s biggest milestones often require a trusted financial partner. Whether it’s securing an auto loan, a home mortgage, or exploring personal loan options, we’re here to guide you every step of the way. With competitive rates, lower fees, and tailored solutions, we make it easier for you to achieve your dreams.
HOME MORTGAGES
CAR LOANS
BOAT LOANS
RV LOANS
The MTC Federal Way — Working Hard for Hardworking People
The MTC Federal Way — Working Hard for Hardworking People
Our team is committed to providing you with personalized service, insightful resources, and the products to help you achieve your financial goals. Experience the difference of a financial partner that’s as committed to your success as you are. Explore the benefits of MTC Federal membership and discover how we can help you achieve your goals.