Teaching a child smart money habits can be a challenge but you don’t have to do it alone. We’re here to help with accounts specifically designed to help your child learn the basics of saving at a young age and encourage them in developing good money management skills with their first checking account.
Youth Accounts
Get your child excited about saving money! The Kirby Kangaroo Club® is specially designed for children 12 and under, with interactive activities that make learning fun.
- Initial deposit of $10 required
- Earns monthly dividends
- Age-appropriate quarterly newsletters to help young savers learn and grow
- Games, stories and activities on the Kirby Kangaroo Club website
Set up an account in your child’s name today! Use the Open an Account form, call 800-442-7792 or visit a branch. Membership of parent or guardian may be required.
Current Rates
Children's Account
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $5 - $999.99 | 0.05% | 0.05% |
| $1,000 - $7,499.99 | 0.10% | 0.10% |
| $7,500 - $14,999.99 | 0.10% | 0.10% |
| $15,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 or more | 0.20% | 0.20% |
Designed for members 13-17, the Claim Your Youth Club® Savings account teaches financial responsibility including budgeting, buying your first car, and saving for college.
- Initial deposit of $10 required
- Earns monthly dividends
- Quarterly newsletter with information specifically for teens
- Resources and information on the CU Rising website
At age 13, Claim Your Youth club members become eligible to open their first checking account.
- No minimum balance
- No service charges
- Rewards debit card
- Free online and mobile banking
Set up an account in your child’s name today! Use the Open an Account form, call 800-442-7792 or visit a branch. Membership of parent or guardian may be required.
Current Rates
Teen Account
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $5 - $999.99 | 0.05% | 0.05% |
| $1,000 - $7,499.99 | 0.10% | 0.10% |
| $7,500 - $14,999.99 | 0.10% | 0.10% |
| $15,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 or more | 0.20% | 0.20% |