How to Save Money on Summer Fun.
When the final school bell rings and summer break begins, kids are ready to play, and parents start wondering how to keep everyone entertained without emptying their wallets. At MTC Federal Credit Union, we know that hardworking families deserve a break without breaking the bank. That’s why we’ve gathered some smart, affordable ideas for summer fun, along with a tip on how your checking account can help you stretch your dollars even further.
1) Explore Local Events and Free Activities
Summer is the season of community festivals, concerts in the park, and family movie nights under the stars. Check your town or city’s website, Facebook groups, and local libraries for event calendars packed with free or low-cost activities. Pack a cooler, bring a blanket, and make memories without spending a dime on admission.
MTC Tip: Use our cash-back checking account to earn rewards on picnic supplies, sunscreen, and snacks you pick up along the way.
2) Get Outdoors for Low-Cost Adventure
Nature doesn’t charge an entry fee. Hiking trails, public lakes, splash pads, and state parks offer full days of fun for just the price of a tank of gas or a parking pass. Create a summer adventure list with your kids that includes scavenger hunts, bird watching, or sunset picnics.
3) Turn Your Backyard into Camp Central
Skip the pricey camps and turn your backyard into a DIY campout. Pitch a tent, roast marshmallows over a grill or fire pit, tell stories by flashlight, and play old-school outdoor games. You’ll get all the fun of camping with none of the campground fees.
4) Consider Refinancing for a Better Fit
Already have a vehicle loan with another lender? You might be paying more than you need to. Refinancing can lower your rate, reduce your monthly payment, or shorten your loan term.
MTC Promise: Let us run the numbers—no strings attached. Many of our members have lowered their payments or paid off their loans sooner by refinancing with MTC Federal.
5) Make Use of Member Perks
Don’t forget that being a member of MTC Federal comes with perks. From discounts on entertainment to savings through our partner programs, we’re here to help you enjoy more and spend less. And with our 6% cash-back checking account, you’re earning while enjoying everyday summer spending on groceries, gas, and more (terms & conditions apply).
Fun Doesn’t Have to Be Expensive. It Just Takes a Little Planning.
This summer, say yes to more sunshine and more savings. Whether you're staying close to home or taking a short road trip, the key to a budget-friendly summer is thinking ahead and using the right tools. At MTC Federal, we’re proud to offer financial solutions that give your family more room to enjoy life, no matter the season.