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A Veteran’s View On VA Loans

A Veteran’s View on VA Loans

We sat down with our own service member, Dan Crumly, to learn more about VA Loans.

 Q: What are VA Loans?

A: Veterans Affairs (VA) Loans are mortgages guaranteed by the US Department of Veterans Affairs.  The program started in 1944 as a benefit to service members allowing them to buy homes without a down payment or excellent credit.


Q: What are some advantages to a VA Loan?

A: Some of the biggest reasons are:

  • No Down Payment
  • No Private Mortgage Insurance (PMI)
  • No Prepayment Penalty


Q: How do Veterans qualify for a VA Loan?

A: You may be eligible if you meet one or more of the following:

  • Served 90 consecutive days of active service during wartime
  • Served 181 days of active service during peacetime
  • Served more than 6 years in the National Guard or Reserves


Dan Crumly

Dan has served 5 years in the Army Reserve.  He is currently with the 231st Transportation Company (Inland Cargo Transfer) in Athens, GA.


Get Started

To learn more about VA Loan eligibility, schedule a Mortgage Analysis or give our experts a call at 800/442-7792 to learn more.

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