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Guaranteed Better Loans
as low as 2.20% APR* for members

Members apply and get same-day approval for vehicle loans.

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Finally a Vehicle Loan that fits your life

Whether it rolls, floats or travels, MTC Federal Credit Union can put your next vehicle within reach. We offer competitive rates, flexible terms and an easy 24/7 online application process for loans on new and used cars, trucks, motorcycles, boats and more.

  • Payment plans up to 84 months for autos and 180 months for recreational vehicles
  • Loans available for new, used or refinanced vehicles

The MTC Federal Credit Union Advantage

Guaranteed Better Loans

You Deserve More Choices. More than a better rate, term or payment, our Automotive Lending Experts will customize your loan options to fit your budget and your needs. Learn More

Skip-a-Payment Plan

Giving Back Gives Back To You – Help us give back to the community, and we’ll give you a month off your from your loan payment. Learn More

AutoSmart Portal

AutoSmart Portal check vehicle values, search for cars, find preferred local dealers and more! Learn More

Current Rates

TermAnnual Percentage Rate (APR) as low as
24 Months2.20%
36 Months2.45%
48 Months2.70%
60 Months2.95%
72 Months3.70%
84 Months4.70%
Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.