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Mortgages never looked so good: 3.893% APR*

We're here to walk you through the process.

The MTC Federal Platinum Mastercard®

  • No annual fee
  • No balance transfer fees
  • Earn rewards points for every $1 you spend
  • Available for Digital Wallet: Google PayTM, Apple Pay® and Samsung PayTM
  • EMV chip technology keeps your card secure
  • Protected with zero liability for unauthorized purchases
  • Credit Card Fraud Protection Alerts

Begin Your Application in Seconds

Promotional Rates & Fees

Have Questions?

We're here to help. Simply dial 1.800.258.8919 and a Member Loan Consultant will be happy to assist.

Why Partner with MTC Credit Union?

As a not-for-profit organization, MTC Federal puts its members first. Our goal is to improve your financial health, not prey upon impulsive decisions. This means, you can expect:


Credit and Debt Counseling

We offer free consultations for members who are looking for opportunities to get debt-free and improve their financial outlook.


We offer in-house and online tools that help our members clearly understand their financial status and how to get where they want to be.

Loyalty Rewards

Earn 1 point for every $1 spent. Redeem those points on virutally anything: merchandise, travel, or even cash back. Your rewards, your way.

Current Rates

*Annual Percentage Yield (APY), program rates, terms and conditions are subject to change anytime and without notice. Offer may end at any time. Other restrictions may apply.
©2019 MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. Equal Hosing Lender.


*Promotional balance transfer annual percentage rate (APR) is valid on qualifying balance transfers on or between January 1, 2020 and March 31, 2020 when you open a card on or between January 1, 2020 and March 31, 2020. Promotional balance transfer APR is good through January 10, 2021. After the payback date of January 10, 2021, the promotional APR converts to the standard variable APR on the remaining balance from the promotional time period. The promotional APR is not valid on purchases or cash advances. Reward points are not earned on balance transfers. See your credit card statement for further details. Other restrictions may apply.

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