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Balance Transfer Promotional Rate of 2.90% APR*

Offer Available January 18, 2021 - March 31, 2021

The credit you deserve with lifetime benefits from membership with our Credit Union.


The Better Card™ for your wallet.

  • Great Rates
    Our Platinum Mastercard® offers low interest rates giving you maximum flexibility.
  • No Annual Fee
    A rewards card with full benefits without annual fees.
  • No Balance Transfer Fees
    Manage and eliminate debt faster by transferring your credit card balance to our card at no additional cost.
  • Loyalty Rewards
    Get points for every $1 you spend, plus additional benefits with MTC Federal Credit Union membership!

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Monday – Friday, 8:00am – 5:00pm EST

Credit Card Benefits


Simple. Secure. Convenient

24/7 access for account management, scheduling payments, balance transfers and managing loyalty rewards.

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Our Member Service Representatives are here each business day to answer your questions, and available 24/7 by phone to explore the best financing options for you.


Use our free credit card calculator to find the time it will take to pay off a balance or pay off all of your debt.

©2021 MTC Federal Credit Union. All rights reserved. Federally Insured by NCUA.*Promotional balance transfer annual percentage rate (APR) is valid on qualifying balance transfers on or between January 18, 2021 and March 31, 2021 when you open a card on or between January 18, 2021 and March 31, 2021. Promotional balance transfer APR is good through January 10, 2022. After the payback date of January 10, 2022, the promotional APR converts to the standard variable APR on the remaining balance from the promotional time period. The promotional APR is not valid on purchases or cash advances. Reward points are not earned on balance transfers. See your credit card statement for further details. Other restrictions may apply.