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31 Day Financial Fitness Challenge

31 Day Financial Fitness Challenge

Today is the day to get on the road to a stronger financial future. Join the MTC Federal 31 day financial fitness challenge. Need help? Schedule your FREE CREDIT ANALYSIS with one of our financial experts to help you build custom solutions for your needs.

SUNDAYMONDAYTUESDAYWEDNESDAYTHURSDAYFRIDAYSATURDAY
1
Schedule a on-on-one credit analysis with an MTC Federal financial expert.
2
Review (and fix) your credit report. www.annualcreditreport.com
3
Comb through daily expenses to minimize what you don't need.
4
Evaluate your debt.Use this debt inventory worksheet.
5
Evaluate recurring expenses (utilities, phone, etc) to make sure you have best rate.
6
Now you know where you stand, create goals for your money.
7
Plan a money date with your significant other to discuss joint finance goals.
8
Create a budget. Use this budget worksheet.
9
Organize your financial documents.
10
Reduce your Auto Debt. 5 reasons to refinance.
11
Create a payoff plan for your credit card.
12
Earn more income. Consider a side gig that inspires your career.
13
Evaluate your mortgage rate and schedule an appointment to review refinance options.
14
Review and adjust your 401(k) plan.
15
Get (or renew) a life insurance policy. Members get exclusive discounts through TruStage.
16
Evaluate options for a Traditional or Roth IRA.
17
Save for your child's college education expenses.
18
Sign up or review Debit and Credit Card rewards for cash, travel and merchandise redemptions.
19
Make a plan to use cash instead of cards - studies show you will spend less.
20
Evaluate auto and mortgage insurance to see if you can reduce costs. Members get exclusive discounts with TruStage.
21
Evaluate (or renew) Healthcare Insurance.
22
Increase energy efficiency in your home to save on utility bills.
23
Create a lunch menu plan through Pinterest to save on meal expenses.
24
Start an emergency fund in Web-Branch. Set goal of $1,000 with these tips.
25
Protect yourself against identity theft with fraud protection alerts.
26
Sell excess stuff. Make a plan to put the profits into a savings account.
27
Reduce your taxes by donating old clothes and unused items.
28
Set up a will.
29
Download the @MTCFCU mobile app to track your spending anywhere, anytime.
30
Set up Bill Pay. Never miss another payment and reduce late fees.
31
Download podcasts to help improve your financial wellness journey.
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