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Prioritize Your Road To Retirement Checklist

Prioritize Your Road to Retirement Checklist

Add fulfillment and excitement to your retirement planning process by taking advantage of MTC Federal’s personal financial services. Where the more services you use, the more you save, the more you earn.

PRIORITIZE YOUR ROAD TO RETIREMENT CHECKLIST:

MAXIMIZE YOUR ASSETS: Share investment vehicles that give you choices, flexibility and the best earning potential. IRAs, Share Certificates, Money Markets. Open an account for as little as $250.
REDUCE UNSECURED DEBT: Transfer high balances and high-interest credit cards and personal loans.
REDUCE SHORT-TERM DEBT: Cut down on transportation cost with MTC Federal's Guaranteed Better Loan Options for your autos, boats and recreational vehicles.
REDUCE MORTGAGE DEBT:
- Restructure with less payment and/or interest.
- Review mortgage tax advantages and consider a short-term mortgage option.
- Is it best to use a Home Equity to modify your home for long-term care?

Before you roll over or receive a pension benefit, consult with your financial partners to make the best decision for your financial future: MTC Federal Credit Union | Tax Advisor | Investment Advisor

The Road to Retirement doesn’t end, there’s MORE to your lifetime membership.

  • Your Career Could Start Again. Your lifetime membership goes with you so that you can take advantage of savings vehicles and credit services you may need wherever life takes you. Refer MTC Federal to a new employer group so that our cooperative continues to grow.

 

  • Enjoy Your Roll, Float and Travel Passions. Start living the life you want. For some, travel and recreation are part of the retirement lifestyle. MTC Federal is your financial partner for the journey with vehicle loans to fit your needs and your budget. Include the MTC Federal Platinum MastercardĀ® to earn reward points for travel redemptions.

 

  • After the retirement honeymoon is over, why pay more for financial services? MTC Federal offers fewer fees, free checking with debit rewards and dividends paid for balances over $300. If you are over 50, get free checks and 24/7 access to our online and mobile account management tools.

 

  • Leave a Lifelong Legacy. Have a conversation with your family about your MTC Federal Membership. Share how we save you money and create customized solutions. Invite them to experience what it means to be an owner. Many members being their lifetime family membership with a youth savings account for their children and grandchildren.
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