©2018, MTC Federal Credit Union. All rights reserved. Federally insured by the NCUA. *Annual Percentage Rates (APR) and promotional offers may vary depending on each individual’s credit history and underwriting factors. All credit union loan programs, rates, terms and conditions are subject to change at any time and without notice. Offer is limited to new or current members with existing loans at other financial institutions. Rates can be as low as 2.95% APR. Real estate and credit cards are not included in this promotion. Member must submit application and provide acceptable proof of their current APR. Other restrictions may apply. Incentive paid up to $200 based on loan amount; cash back savings shown is based on member experience over one year. Amount will be credited to primary applicant’s savings account. Offer may end at any time.