Loan Rates


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MTC Federal Loan Rates

Type

Features

Term - *APR

2009 and Newer Vehicles

Financing up to 100% of MSRP

36 months as low as** - 2.50%
48 months as low as** - 2.50%
60 months as low as** - 2.50%
72 months as low as** - 2.95%¹

2009 and Newer Vehicles

Financing up to 100% of MSRP

84 months as low as** - 4.95%²

2008 and Older Vehicles

Financing up to 100% of retail value

36 months as low as** - 3.50%
48 months as low as** - 3.50%
60 months as low as** - 3.50%
72 months as low as** - 3.95%¹

Closed-End Home Equity

Rates may vary

5 years as low as** - 5.00%
10 years as low as** - 6.00%
15 years as low as** -7.00%

Home Equity Line of Credit

Rates will vary

Rates are tied to prime and
are as low as ** - 3.50%

Land Loans

Financing available up to 80% of value

5 years as low as ** - 5.750%
10 years as low as ** - 6.75%
15 years as low as ** - 7.75%

2010 and Newer Recreational Vehicles

Financing up to 100% of MSRP

48 months as low as ** - 3.50%
60 months as low as ** - 3.95%
72 months as low as ** - 4.25%
84 months as low as ** - 4.95%
Up to 180 Months Call for Rates
2009 and Older Recreational Vehicles

Financing up to 100% of trade-in value

48 months as low as**  4.50%
60 months as low as**  4.95%
72 months as low as**  5.25% 
84 months as low as**  5.95%
Up to 180 months  Call for Rate

Custom

Use a custom loan for anything - from vacations to education

60 months as low as** - 8.95%

Custom Line of Credit

A revolving line of credit to suite your borrowing needs

Rates may vary, currently as low as**  8.95%

Custom Secured

For everything from farm equipment to horse trailers

Up to 60 months as low as** 8.25%

Share Secured

Variable Rate

*APR is 2% above deposited earnings - 2.00%

Credit Card

Visa® Platinum

Click here for rates

*APR = Annual Percentage Rate

Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details.

** Rates subject to change. Please call for quote.
¹Minimum financing of $20,000
²Minimum financing of $35,000

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