Home Equity

You've worked hard to build equity in your home...Now let your home do the work for you.

With a Home Equity Loan from MTC Federal, you can use the equity in your home to finance home repairs or improvements, large purchases, education expenses or a dream vacation. With our fixed rates, you'll know what to expect today and also down the road.

We offer convenient, flexible terms and competitive interest rates along with a revolving line of credit that gives you the amount you need. And, unlike many loans, the interest you pay on a home equity loan may be tax deductible. 

Home Equity Line of Credit

With a Home Equity Line of Credit  from MTC Federal, you can access cash when you need it.  Our Home Equity Line of Credit features:

• A revolving credit line
• Low interest rates
• Convenient Access
• Closing costs paid by MTC Federal (up to $500)*
• Possible tax advantages**

Apply now or contact us to discuss our loan options today.

All loans subject to credit union approval.  Programs, rates, terms and conditions are subject to change without notice.  *For limits of $25,000 or greater and initial draw of $10,000 or more at closing. **Consult your tax advisor regarding interest deductibiltiy.

Learn more about the SAFE Act and your credit union.